Witwen pension in the upswing: more money and new regulations from July 2025!

Witwen pension in the upswing: more money and new regulations from July 2025!

Kassel, Deutschland - The cubes have fallen - a good thing! From July 2025 there will be a noticeable improvement in their financial situation for many widows and widower in Germany. The current federal government, under the leadership of Chancellor Friedrich Merz (CDU), has decided to raise the survivor's pensions and thus provide more money for those affected. Merkur reports that the pension value for the survivor's pension is raised by 3.74 percent.

In addition, the monthly allowance for widow and widower is increased from currently 1,038.05 euros to EUR 1,076.86. This measure benefits a total of over five million people in Germany who rely on the survivor's pension.

improved additional earnings options

Another step in the right direction concerns the additional earnings. The coalition plans to check a new crediting system that should create incentives so that widows and widower can take or expand gainful employment. Details for implementation are still in the floating, but there is already a clear trend towards more support for bereaved. As explained consumer protection forum , the first three months after the death of the partner, no own is Income calculated.

In addition, the full widow's pension is granted if the independent income remains under the new allowance of 1,076.86 euros. These regulations ensure that the financial security of the bereaved is preserved and incentives are created to actively participate in professional life.

types of the survivor's pension

It is important to note that there are two types of survivors: the small widow's pension, which is 25 percent of the deceased partner's pension, and the large widow's pension with 55 percent. There is entitlement to these pensions under certain conditions, for example if the marriage or civil partnership took at least one year and the deceased fulfilled the minimum insurance period of five years. However, exceptions apply in the event of an accident or if a pension has already been obtained, such as explains the German pension insurance

In addition, a new marriage has a significant impact on the widow's pension. In this case, the entitlement to the survivor's pension expires, although there is a one -time amount in the form of a pension compensation that includes two annual amounts of the widow's pension.

FAZIT

The upcoming changes in the widow's pension are a ray of hope for many surviving dependents, who are often faced with financial needs. The increase in the allowance and the planned improvements in the additional earnings are steps in the right direction that offer more security. The coming months have exciting developments that we will of course continue to report.