Germany digitized: dealers will soon have to accept tickets!

Germany digitized: dealers will soon have to accept tickets!

On the jokes' after -work market, opinions on the digitization of payment methods diverge. The Federal Government is planning a regulation that is intended to prescribe dealers and restaurateurs to offer at least one digital payment method. This project is firmly anchored in the coalition agreement of the Federal Government (CDU, CSU, SPD) and is to be implemented gradually. The complete waiver of cash is not up for debate, as the hna reports.

This initiative pursues the goal of offering buyers an extended range of payment options. But not all market operators are positive about the project. Jürgen Reulin, who runs a stand on the market, expresses skepticism. He perceives the operation of card reader and sees the reality of some dealers in the smallest industry rather critically. The opposite stands Lutz Ziegler, who has already introduced card payments and sees this as inevitable. He refers to the extensive acceptance of digital payment methods in countries like Norway.

Development towards digital payment methods

Digitization gradually changes trade. Cash register systems in kiosks and supermarkets not only take over the billing, but also offer far -reaching functions that go beyond mere transaction management. Lutz Römer from Sparkasse Werra-Meißner emphasizes that it makes no difference for the bank whether customers pay in cash or digitally. Dealers could receive simple solutions for card payment so that these retail procedures are designed efficiently and customer -friendly.

The decline in cash use can not only be observed in Witzenhausen, but also runs through many urbanized regions. Younger generations and city dwellers prefer card payments or mobile payment methods. At a time when digitization is becoming increasingly important, cash is usually only used for smaller amounts. In rural areas there is often a greater reluctance to cashless payment methods, especially in older people, such as the blogmax determines.

The perspectives for cash

internationally viewed, Germany is still behind in relation to digital payment methods. This can be seen, for example, compared to Scandinavian countries, where the transition to cashless payment systems has progressed far. In Germany, the use of cash in 2021 was almost 58 % of all payment transactions. The Covid-19 pandemic has further reinforced the trend for contactless payment.

The discourses around cash abolition are complex. The Bundesbank has developed various scenarios by 2037, which range from a possible "hyperdigital" payment world to a cash renaissance. In an increasingly digital world, physical means of payment could almost completely disappear, which has potential security risks. At the same time, over 500,000 people in Germany remain dependent on cash without a checking account. The 360 compact emphasizes that in addition to digitization, strategies for maintaining cash are also necessary to secure its availability.

The future of payment options remains exciting, and it seems as if the change is unstoppable. While some dealers rely on digital innovations, there are also those who keep the value of cash in our society. The coming months will decide how these technologies can be anchored in our everyday life.